Undergraduate Students
Scholarships, grants, and bursaries for undergraduate university students in BC.
Who this is for
BC student doing or about to start a Bachelor's degree at UBC, SFU, UVic, UNBC, TWU, or another BC university. You may be in year 1 looking at the full 4-year cost, or in year 2–4 trying to extend your funding before graduation.
Realistic stack
$5,000–$18,000 per year is the realistic stack for most students. Top-decile students with major scholarships (Schulich, Loran, TD, Schulich Leader) can stack $30,000+ per year.
Apply window
Year 1: apply by July for September. Subsequent years: re-apply each year by August at latest. Major external scholarships (Schulich, Loran, TD) close in November–January for the following September.
Primary funding sources
StudentAid BC
Combined grant + loan packages typically range from $4,000 to $19,000+ per academic year. Grants are forgiven; loans must be repaid.
Canada Student Grant for Full-Time Students
Up to $4,200 per year for full-time students from low-income families ($1,900 for middle-income). Adjusted by family size and income.
BC Access Grant
Up to $4,000 per year for full-time students. Pro-rated for part-time.
The order to apply
- Reapply for StudentAid BC annually — it does not auto-renew.
- Maintain your school's scholarship-renewal GPA threshold (usually 3.5+ cGPA) to keep entrance awards.
- Apply for in-program awards each year — most universities have award applications open February–April.
- Apply for major external Canadian scholarships if you have strong leadership/community involvement (Loran, TD, McCall MacBain).
- Layer co-op funding if applicable — co-op terms can offset tuition cost if structured well.
Common mistakes we see at this stage
- Forgetting to reapply for StudentAid BC each year — it does not roll over.
- Not applying for in-program university awards in years 2–4 — these are less competitive than entrance awards.
- Maxing out federal loans without checking if grant portions could increase via family income changes.
FAQ
- Does my GPA affect funding eligibility?
- Most StudentAid BC funding doesn't have a GPA requirement, but you do need to maintain academic standing. Many merit scholarships do require a minimum GPA (often 3.0–3.5) for renewal.
- What's the most overlooked source of undergraduate funding?
- In-program university awards. Most universities have $1M–$10M/year in award funds that students must apply to via their financial aid portal. Many students apply only as freshmen and forget after.
Our take
Undergrad funding is a 4-year sequence, not a one-time event. The students who graduate with the smallest debt are the ones who reapply every year, hold their GPA above renewal thresholds, and apply for in-program awards in years 2–4. Most students stop applying after year 1.
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Start free funding review →Skillucate is independent — not StudentAid BC, not the Government of British Columbia, not the Government of Canada, not a school. We do not make funding decisions and do not guarantee approval, eligibility, amounts, or timelines. Information current as of 2026-05-10; verify with the funding body before applying.