Loan (repayable, with possible forgiveness)

BC Loan Forgiveness Program

Who funds it

Province of British Columbia.

Who qualifies

Eligible health and human services professionals (nurses, doctors, midwives, teachers in underserved areas, etc.) practising in qualifying BC communities. Specific occupation lists apply.

Amount range

Up to 20% of outstanding BC student loan balance per year of service, up to a 5-year cap (full forgiveness possible over 5 years).

How to apply

Annual application through StudentAid BC's Loan Forgiveness portal. Requires employer verification of practice in eligible community.

When to apply

Apply annually after each year of qualifying practice.

Common pitfalls we see

• Not realizing your community qualifies — the eligible communities list updates and includes more rural and underserved BC communities than most assume.
• Missing the employer verification step — your employer must sign off on practice location and hours.
• Forgetting that only the BC portion of your StudentAid BC loan qualifies — the federal portion has separate forgiveness programs (CLF for nurses, etc.).

FAQ

Does this program forgive both my BC and federal loans?

Only the BC portion. Federal Canada Student Loan Forgiveness for Family Doctors and Nurses is a separate program with its own eligibility.

Can I claim forgiveness if I work part-time?

Generally yes if you meet the minimum-hours threshold for your occupation — verify with the program documentation.

Skillucate is independent — not StudentAid BC, not the Government of British Columbia, not the Government of Canada, not a school. We do not make funding decisions and do not guarantee approval, eligibility, amounts, or timelines. Information current as of 2026-05-10; verify with the funding body before applying.